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About FSM Mobile - UT & Mutual Funds
Invest globally and grow your wealth with FSM Mobile - UT & Mutual Funds, the investment platform trusted by thousands across Singapore, Hong Kong, Malaysia, and beyond. Build a diversified investment portfolio with access to unit trusts, stocks, ETFs, bonds, and IPOs—all from a single, transparent mobile app.
Take control of your investment strategy with multiple ways to grow your money. Invest in unit trusts and exchange-traded funds at your own pace, or set up a regular savings plan (RSP) to build wealth consistently over time. If you prefer a hands-off approach, FSM Managed Portfolios (MAPS) let you access professionally diversified, multi-asset portfolios tailored to your goals. For those seeking additional income, earn competitive yields on idle cash held securely with regulated banks and custodians.
Access the tools serious investors need. Monitor real-time FX rates and use built-in currency tools to manage international investments with confidence. Trade bonds from smaller lot sizes starting at USD 5,000 or equivalent, opening opportunities previously available only to institutional investors. Whether you're a first-time investor or an experienced trader, the platform adapts to your needs.
Beyond investments, FSM Mobile expands into comprehensive wealth management. Access exclusive insurance products with commission rebates, transparent pricing, and benefits designed for the digital investor. Through iFAST Global Trust Services, protect your legacy with tailored estate planning solutions from trusted experts, ensuring your wealth benefits those who matter most.
Security and transparency are built into everything. Regulated in Singapore, Hong Kong, and Malaysia with industry-leading data protection standards, your money and personal information stay safe. Competitive, transparent fees with no hidden charges mean you know exactly what you're paying. Open your account in minutes through a fully digital onboarding process—no paperwork, no delays.
Welcome global investors. Non-residents can open an account with standard identification documents and begin investing immediately. Whether you're building a personal portfolio, managing beneficiary accounts, or handling corporate investments, FSM Mobile - UT & Mutual Funds supports your financial goals across borders.
Backed by iFAST Corporation Ltd., a wealth management company listed on the Singapore Exchange (SGX: AIY) and headquartered in one of the world's most stable financial centres, your investments are in trusted hands.
Pros & Cons
Pros
- Access to unit trusts, stocks, ETFs, bonds, and IPOs from one platform
- Real-time FX rates and currency tools for international investing
- Professionally managed portfolio options available for hands-off investors
- Fully digital account opening with no paperwork required
Cons
- Active trading and real-time market access may encourage impulsive investment decisions
- Requires account verification and KYC documentation before you can invest
- Limited to investors in Singapore, Hong Kong, Malaysia, and select regions
- Complex feature set with bonds, managed portfolios, and insurance may require learning
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